pubs

Comprehensive Insurance Solutions for Pubs

Premiums start from just £700+ ipt Owning a pub is about much more than just serving drinks; it's about hosting a community hub for relaxation and social interaction. Pubs, with their rich history and vibrant atmosphere, are often the heart of neighborhoods but also face numerous risks from property damage to liability issues.

Why Pub Insurance is Crucial

The right insurance for your pub can safeguard against a multitude of risks, ensuring that both the heritage and future of your establishment are secure. From customer incidents to unforeseen closures, comprehensive coverage is essential.

Tailored Insurance for Your Pub

We understand the unique aspects of pub operations and offer specialized coverages that include:

A robust policy of cover for your business

Protection for Business Contents & Stock +

All Risks' cover against loss or damage to your contents (e.g. furniture and computers) and stock up to the amount specified by you

Public & Products Liability +

Covers you up to a limit of £5m if a member of the public is injured on your premises

Business Interruption +

Covers your business for loss of profit if you are unable to trade following an insured event

Unlimited Glass Cover+

Covers your business for loss of profit if you are unable to trade following an insured event

Deterioration of Chilled or Frozen Stock +

Covers you if freezers &/or refrigerator equipment causes damage to perishable stock

Personal Accident +

Covers an Eligible person if they sustain bodily injury whilst on the Premises or undertaking business

Employee Theft +

Covers you for direct financial loss as a result of employee theft

Goods in Transit +

Cover for damage or loss to your stock whilst in transit in your vehicles

Money Cover+

Covers theft of cash at your premises, in & out of business hours and in transit

Included benefits+

  • Legal Expenses facility
  • Cardinus Health and Safety Partnership
  • Crisis Recovery Helpline
  • Claims Recovery Assistance
  • Claims Assessing Service
  • Unparalleled Claims Service 24/7

Optional cover+

  • Buildings
  • Terrorism
  • Directors & Officers Liability
  • Household Contents (including Valuables)

Protecting Your Pub's Legacy

Let us help you maintain your pub's role as a community gathering place with insurance that covers all potential challenges.

Get in Touch

Reach out to Direct Business Insurance Services today to ensure your pub is protected with the right insurance policy, allowing you to focus on what you do best—serving your patrons and supporting your community.