It's your risk, but we have you covered...
Whether you are a first time entrepreneur, or a seasoned business owner, sole trader, partner or company director, you want to protect your investment and livelihood from the unforeseen dangers and circumstances that come with your trade including some of these essential covers..
All Risks
Covers your business for a range of physical risks such as fire,
flood, storm, escape of water, subsidence and accidental damage
(effectively ‘all-risks’). Includes all tenant’s improvements,
fixtures, fittings and contents such as kitchens, furniture,
computers, staff belongings and stock, including deterioration.
Legal Expenses
Cover your legal expenses that may arise from disputes, compliance
issues, or litigation. This essential coverage safeguards your
finances, allowing you to handle legal challenges confidently
without impacting your business operations...
Business Interruption
Covers your financial loss when you cannot trade as usual due to
direct physical loss or damage such as fire or flood. Protects
your profit, fixed expenses and wages during any closure. Aims to
put your business back in the same trading position it was in
before the event occurred.
Liabilities
Employers Liability Insurance covers your legal obligation and
protects you and the business should employees fall ill or get
injured at work: includes legal defence costs and compensation
claims. Also, your Public and Products liability should a customer
or any ‘third party’ make a claim for damage or injury such as
from a slip, trip, or even food poisoning.