fish & chips

Tailored Insurance Solutions for Fish & Chips Shops

Premiums start from just£650+ iptAt Direct Business Insurance Services, we recognize that running a fish & chips shop is a cherished tradition and a thriving business. Your establishment not only serves food but also fosters community spirit. However, operating such a shop comes with its own set of risks, from fryer fires to customer incidents.

Why Robust Fish & Chips Shop Insurance Is Essential

Just like the perfect batter mix, the right insurance coverage is crucial for protecting your shop against potential liabilities and damages. Comprehensive insurance safeguards your business, ensuring that accidents or disruptions don't spoil your operations.

Customized Coverage for Your Needs

We offer policies tailored to the specific requirements of fish & chips shops, covering:

A robust policy of cover for your business

Protection for Business Contents & Stock +

All Risks' cover against loss or damage to your contents (e.g. furniture and computers) and stock up to the amount specified by you

Public & Products Liability +

Covers you up to a limit of £5m if a member of the public is injured on your premises

Business Interruption +

Covers your business for loss of profit if you are unable to trade following an insured event

Unlimited Glass Cover+

Covers your business for loss of profit if you are unable to trade following an insured event

Deterioration of Chilled or Frozen Stock +

Covers you if freezers &/or refrigerator equipment causes damage to perishable stock

Personal Accident +

Covers an Eligible person if they sustain bodily injury whilst on the Premises or undertaking business

Employee Theft +

Covers you for direct financial loss as a result of employee theft

Goods in Transit +

Cover for damage or loss to your stock whilst in transit in your vehicles

Money Cover+

Covers theft of cash at your premises, in & out of business hours and in transit

Included benefits+

  • Legal Expenses facility
  • Cardinus Health and Safety Partnership
  • Crisis Recovery Helpline
  • Claims Recovery Assistance
  • Claims Assessing Service
  • Unparalleled Claims Service 24/7

Optional cover+

  • Buildings
  • Terrorism
  • Directors & Officers Liability
  • Household Contents (including Valuables)

Protecting Your Shop and Heritage

Ensure your shop continues to serve its beloved dishes without fear of unexpected setbacks. Let us help you protect not just your business but also the tradition it upholds.

Contact Us Today

Get in touch with Direct Business Insurance Services today to discuss how we can assist in fortifying your fish & chips shop with the right insurance plan tailored just for you.