The history of insurance is directly linked to a 17th Century Coffee House owned by Edward Lloyd. The history of Direct Business Insurance is also connected to coffee shops and cafés, as we have specialised in providing thousands of them with best priced, widest-ranging cover for over 12 years.
During this time, our Café package has evolved to better safeguard our policyholders, so whether you’re busy serving your customers with the perfect eggs on toast or espresso you can be sure of the very best business insurance protection.Request a quote Request a callback
*What is the value of your Business Contents?
*This is an indicative quotation only. Formal quotations are all dependant on factors such as post code, location & claims history. Please contact our Client Services Team to discuss your specific business insurance requirements.
Your couch. It is mine.
We guarantee to beat any competitor’s price by at least 15% on a ‘like for like’ basis.
Our competitors simply don't offer what we include in our standard package.
Covers you against loss caused by or resulting from an accident to covered equipment
Covers loss of gross profit arising from an insured event
Covers you for direct financial loss as a result of employee theft
Covers key named staff if they sustain bodily injury whilst on the premises or undertaking business
'All Risk' cover against loss or damage to your contents (e.g. furniture and computers) and stock up to the amount specified by you
Covers you up to a limit of £5m if a member of the public is injured at your restaurant or becomes ill after eating the food
Covers an employee in the event of an injury caused by your restaurant business, including damages, legal costs, and expenses
Our panel of insurers is led by LV (Liverpool Victoria), the UK’s most recommended insurer. All panel members are approved by RiskAlliance and the Financial Conduct Authority.
LV is focused on doing the right thing for the people that buy their products and services - their customers. On a day-to-day basis they do this by putting their customers at the centre of everything they do and by living their mutual and ethical values.
Over 5.7 million customers, of which 1.1 million are members
Over 6,000 employees working in 16 offices across the UK.