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Cafés & Sandwich Shops

Café

The history of insurance is directly linked to a 17th Century Coffee House owned by Edward Lloyd. The history of Direct Business Insurance is also connected to coffee shops and cafes, as we have specialised in providing thousands of them with best priced, widest-ranging cover for over 12 years.

During this time, our Café package has evolved to better safeguard our policyholders, so whether you’re busy serving your customers with the perfect eggs on toast or espresso you can be sure of the very best business insurance protection.

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Quote Indicator

Answer one question to receive your quote indication!

*What is the combined value of your Business Contents & Tenants’ Improvements?

Select amount

*This is an indicative quotation only. Formal quotations are all dependant on factors such as post code, location & claims history. Please contact our Client Services Team to discuss your specific business insurance requirements.

Café (only) Quote Indication*

Combined Contents/Tenants’ Improvements: £150,000
Stock: £2,000
Public/Products Liability: £5,000,000
Employers’ Liability: £10,000,000
Glass cover: Unlimited
Business Interruption: £500,000
Loss of License: £100,000
Frozen Stock: £2,000
Wines & Spirits: £2,500
Money in safe: £2,000
Money in transit: £2,000
Goods in Transit: £1,000

Including:
Equipment Breakdown & Business Interruption from Breakdown
Employee Theft
Personal Accident
Legal Expenses Facility

Premium: £336.50 (excluding tax & admin fee)

For Further details please call us: 0333 600 0001

*This is an indicative quotation only – based on the value of Contents & Tenants' Improvements split 50/50. Formal quotations are all dependant on factors such as post code, location & claims history. Please contact our Client Services Team to discuss your specific business insurance requirements.

Café (only) Quote Indication*

Combined Contents/Tenants’ Improvements: £200,000
Stock: £2,000
Public/Products Liability: £5,000,000
Employers’ Liability: £10,000,000
Glass cover: Unlimited
Business Interruption: £500,000
Loss of License: £100,000
Frozen Stock: £2,000
Wines & Spirits: £2,500
Money in safe: £2,000
Money in transit: £2,000
Goods in Transit: £1,000

Including:
Equipment Breakdown & Business Interruption from Breakdown
Employee Theft
Personal Accident
Legal Expenses Facility

Premium: £399.00 (excluding tax & admin fee)

For Further details please call us: 0333 600 0001

*This is an indicative quotation only – based on the value of Contents & Tenants' Improvements split 50/50. Formal quotations are all dependant on factors such as post code, location & claims history. Please contact our Client Services Team to discuss your specific business insurance requirements.

Café (only) Quote Indication*

Combined Contents/Tenants’ Improvements: £250,000
Stock: £2,000
Public/Products Liability: £5,000,000
Employers’ Liability: £10,000,000
Glass cover: Unlimited
Business Interruption: £500,000
Loss of License: £100,000
Frozen Stock: £2,000
Wines & Spirits: £2,500
Money in safe: £2,000
Money in transit: £2,000
Goods in Transit: £1,000

Including:
Equipment Breakdown & Business Interruption from Breakdown
Employee Theft
Personal Accident
Legal Expenses Facility

Premium: £461.50 (excluding tax & admin fee)

For Further details please call us: 0333 600 0001

*This is an indicative quotation only – based on the value of Contents & Tenants' Improvements split 50/50. Formal quotations are all dependant on factors such as post code, location & claims history. Please contact our Client Services Team to discuss your specific business insurance requirements.


Unbeatable price

We guarantee to beat any competitor’s price by at least 15% on a ‘like for like’ basis.

Unbeatable cover

Our competitors simply don't offer what we include in our standard package.

Every benefit as standard – all inclusive cover at an all inclusive price

LV

LV= (Liverpool Victoria), the UK’s most recommended insurer, are one of the insurers on our panel. All panel members are approved by RiskAlliance and the Financial Conduct Authority.